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Trade Credit Collections Infrastructure for Retailers, Distributors and Manufacturers
UPI Autopay & eNACH mandate-based trade credit collections — higher collection efficiency, custom coverage, with a dedicated account manager.
Home › Collections › MSMEs
Trade Credit Collections Infrastructure for Retailers, Distributors and Manufacturers
UPI Autopay & eNACH mandate-based trade credit collections — higher collection efficiency, custom coverage, with a dedicated account manager.
Home › Collections › MSMEs
Trade Credit Collections Infrastructure for Retailers, Distributors and Manufacturers
UPI Autopay & eNACH mandate-based trade credit collections — higher collection efficiency, custom coverage, with a dedicated account manager.
Trade Credit with the Right Infrastructure
Trade Credit with the Right Infrastructure
Higher Collections Efficiency
Smart retry basis user balance, preventing debit failure
Go-Live in 48 Hours
Simple API integrations and support to get you collecting fast
Custom Collection Workflows
Build custom recovery strategies for your varied portfolio
24/7 Account Manager
We wont let you get blocked for minor issues. Dedicated support at all times
On Time Settlements
Timely settlements on T+1 to keep your operations smooth
Built for every business in the trade credit chain
Built for retailers to wholesalers and manufacturers. One collections stack for every trade credit workflow
Indian MSMEs trust RocketPay
MSMEs served
MSMEs served
Worth of mandates created
Worth of mandates created
Transactions created
Transactions created
Transactions created
Mobiles secured
Mobiles secured
Mobiles secured
RocketPay DLC gets you <1% NPA with
Device‑level locking that makes default the exception, not the norm
RocketPay DLC gets you <1% NPA with
Device‑level locking that makes default the exception, not the norm
Deploy RocketPay Your Way
Deploy RocketPay Your Way
Two ways to get started — pick what fits your team and technical setup
Two ways to get started — pick what fits your team and technical setup
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Device Locking API & SDK
Secure every financed device with OEM-level locking. Lock on default, release on recovery — all via API
DLC and native OEM locking
Lock, unlock and device state APIs
Webhooks for device events
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
Tally TDL
Create mandates and collect directly from your Tally ledger. No separate platform needed
Mandate creation inside Tally
General and invoice-specific mandates
Auto-reconciliation to ledger
Real-time collection status in Tally
Go live in 48 hours
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Device Locking API & SDK
Secure every financed device with OEM-level locking. Lock on default, release on recovery — all via API
DLC and native OEM locking
Lock, unlock and device state APIs
Webhooks for device events
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
Tally TDL
Create mandates and collect directly from your Tally ledger. No separate platform needed
Mandate creation inside Tally
General and invoice-specific mandates
Auto-reconciliation to ledger
Real-time collection status in Tally
Go live in 48 hours
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Device Locking API & SDK
Secure every financed device with OEM-level locking. Lock on default, release on recovery — all via API
DLC and native OEM locking
Lock, unlock and device state APIs
Webhooks for device events
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
Tally TDL
Create mandates and collect directly from your Tally ledger. No separate platform needed
Mandate creation inside Tally
General and invoice-specific mandates
Auto-reconciliation to ledger
Real-time collection status in Tally
Go live in 48 hours
Got questions?
We’ve got answers.
Still have questions?
Contact us and we’ll help you out.
01
What is a mandate?
A mandate is a one-time permission your customer gives you to auto-debit payments on a scheduled date. They approve it once through UPI Autopay or eNACH, and every collection after that happens automatically — no follow-up needed.
01
What is a mandate?
A mandate is a one-time permission your customer gives you to auto-debit payments on a scheduled date. They approve it once through UPI Autopay or eNACH, and every collection after that happens automatically — no follow-up needed.
02
How does RocketPay collect payments automatically?
Once a mandate is active, RocketPay triggers the debit on the due date. If it fails, automatic retry runs until the mandate window closes. Every attempt and settlement is logged live in your dashboard.
02
How does RocketPay collect payments automatically?
Once a mandate is active, RocketPay triggers the debit on the due date. If it fails, automatic retry runs until the mandate window closes. Every attempt and settlement is logged live in your dashboard.
03
Which UPI apps and banks work with mandate collections?
Any UPI app — PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay — and all major bank apps support mandate collections. For the full list of supported banks, visit the official NPCI page.
03
Which UPI apps and banks work with mandate collections?
Any UPI app — PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay — and all major bank apps support mandate collections. For the full list of supported banks, visit the official NPCI page.
04
How does a customer approve an eNACH mandate?
Your customer can approve an eNACH mandate using Net Banking, Debit Card, or Aadhaar OTP. The process takes a minute and only needs to happen once.
04
How does a customer approve an eNACH mandate?
Your customer can approve an eNACH mandate using Net Banking, Debit Card, or Aadhaar OTP. The process takes a minute and only needs to happen once.
05
What is the maximum amount I can collect per debit?
UPI Autopay allows collections up to ₹15,000 per debit. eNACH allows up to ₹1 crore per debit. The mandate itself has no limit — it just authorises the future debits.
05
What is the maximum amount I can collect per debit?
UPI Autopay allows collections up to ₹15,000 per debit. eNACH allows up to ₹1 crore per debit. The mandate itself has no limit — it just authorises the future debits.
06
What does each mandate status mean?
Pending — Waiting for customer approval. Active — Approved. Collections will run automatically. Paused — Temporarily paused. No debits until resumed. Finished — Mandate tenure completed. Cancelled — Cancelled. No more debits possible. Expired — Customer did not approve in time. Send a new mandate.
06
What does each mandate status mean?
Pending — Waiting for customer approval. Active — Approved. Collections will run automatically. Paused — Temporarily paused. No debits until resumed. Finished — Mandate tenure completed. Cancelled — Cancelled. No more debits possible. Expired — Customer did not approve in time. Send a new mandate.
07
Can I still collect after a mandate is finished or cancelled?
No. Once finished or cancelled, that mandate is closed. To collect again, you will need to create a new mandate and get it approved.
07
Can I still collect after a mandate is finished or cancelled?
No. Once finished or cancelled, that mandate is closed. To collect again, you will need to create a new mandate and get it approved.
08
Does my customer need to approve each payment?
No. The mandate is approved once. After that, all scheduled debits happen automatically — no OTP, no PIN, no action from your customer.
08
Does my customer need to approve each payment?
No. The mandate is approved once. After that, all scheduled debits happen automatically — no OTP, no PIN, no action from your customer.
09
Is KYC required to start?
Yes — your business needs a one-time KYC as part of onboarding. This is a standard regulatory step. Your customers do not need to do any KYC.
09
Is KYC required to start?
Yes — your business needs a one-time KYC as part of onboarding. This is a standard regulatory step. Your customers do not need to do any KYC.
10
When do I get the money in my bank account?
Settlement happens on T+1 — money reaches your account on the next working day after a successful debit.
10
When do I get the money in my bank account?
Settlement happens on T+1 — money reaches your account on the next working day after a successful debit.
