Recurring Collections Infrastructure for Subscription Businesses.
UPI Autopay & eNACH mandate-based subscription collections — go live in 48 hours, with a dedicated account manager and custom coverage.
Who We Serve
Built for every recurring revenue model.
From SaaS platforms to D2C startups, OTT, and services companies — one collections stack, built for recurring billing depth.
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SaaS Platforms
Mandate-based billing for monthly, quarterly, and annual subscription cycles.
D2C Startups
Subscription collections aligned to replenishment and membership workflows.
OTT & Streaming Businesses
High-volume mandate collections for consumer streaming and content subscriptions.
Services Companies
Retainer and recurring service collections — without chasing invoices every cycle.
Problems Faced
What subscription billing looks like without the right infrastructure.
Weeks lost before first recurring payment
Most billing tools drag through weeks of integration before the first recurring debit ever runs.
Accountability gaps when billing fails
When a debit fails, there is no clean retry logic and no ownership — your finance team chases customers manually.
Recurring billing depth outside platform scope
Prorations, plan upgrades, pauses, and mid-cycle changes need depth most platforms don't have.
Billing support limited to business hours
Consumer subscriptions run around the clock. When something breaks at 11pm, a ticket queue is not sufficient.
Settlements delayed
Unpredictable settlement cycles break revenue recognition and working capital planning.
Why RocketPay
What a collections infrastructure purpose-built for recurring billing looks like.
Mandate management with custom coverage for every recurring billing scenario — with dedicated support.
- Go live in 48 hours
- Dedicated Account Manager
- Custom coverage for recurring billing scenarios
- 24x7 Support
- On-time settlements
Our Impact
Subscription businesses across India collect with RocketPay.
How to Deploy
Deploy RocketPay your way.
API & SDK integration — for subscription and SaaS teams.
API & SDK
Integrate mandate-based recurring collections directly into your billing or subscription management system. Full control over mandate creation, debit scheduling, and retry logic.
- For billing/subscription management system integrations
- Webhooks and mandate status APIs
- Non-cancellable and variable mandates
- Works with your existing PSP
- Go live in 48 hours
Get started
Let's automate your subscription collections.
Go live in 48 hours with a dedicated account manager and custom workflow flexibility.
FAQs
Frequently asked questions
A mandate is a one-time permission your customer gives you to collect payments automatically on a scheduled date. They approve it once — through UPI Autopay or eNACH, which are NPCI's systems for automated recurring payments — and every collection after that happens without any follow-up needed from either side.
Once a mandate is registered, RocketPay handles the full collection lifecycle automatically. On the due date, a debit instruction is triggered via UPI Autopay or eNACH. Intelligent retry ensures maximum recovery. Every attempt, status change, and settlement is logged in real time — accessible via dashboard or API webhook.
Any NPCI-registered UPI app and bank supports UPI AutoPay mandate registration — including PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay, and all major bank-native apps. For the complete and updated list, visit the official NPCI page.
The three most common eNACH mandate authentication methods are — Net Banking, Debit Card, and Aadhaar OTP. Available methods vary by bank.
UPI Autopay supports collections up to ₹15,000 per transaction. eNACH supports up to ₹1 crore per transaction. The mandate itself carries no amount cap.
Pending — Link sent, not approved yet.
Active — Approved. Collections run automatically.
Paused — Temporarily paused.
Finished — Tenure completed.
Cancelled — Cancelled. No further debits.
Expired — Not approved in time.
No. Once a mandate is finished or cancelled, no further debits are possible. A new mandate must be created.
No. A mandate requires only one-time authorisation. All subsequent collections happen automatically — no OTP, no PIN.
Yes — your business needs a one-time KYC as part of onboarding. No KYC is required from your end customers.
Settlement happens on T+1 — funds are credited to your account on the next business day after a successful collection.