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Built for every business financing mobile devices.
From NBFCs to mobile retailers — secure every financed device on your portfolio.
Book DemoNBFCs financing phones
Mobile retailers
Mobile distributors
Consumer finance companies
Credit Cooperative Societies
MFIs
What device financing looks like without locking infrastructure.
No recovery lever after default
Once a borrower defaults, there's no automated mechanism to secure the asset — field recovery is expensive and unreliable.
Defaults discovered too late
By the time a default is flagged, the device has often already been sold or taken outside the jurisdiction.
No OEM-level enforcement
Software-only locks are bypass-prone. Without OEM-level support, enforcement is unreliable at scale.
No compliant framework for device locking
Device locking has been formally cleared for finance use cases, but most lenders don't have an implementation path.
Support only during business hours
Collections don't fail on a schedule.
Settlement delays hurt your cash flow
Delayed settlements make it harder to plan disbursals and manage liquidity.
About Clayo
Lock on default. Release on recovery. No field visit needed.
RocketPay integrates with the device at the OEM level via Trustonic’s DLC infrastructure. When a borrower defaults, the device is locked remotely — restricting access to calls and essential functions only. When the EMI is recovered, the device is unlocked automatically. No field agent, no court order, no delay.
Lock activated at point of sale
Collections run automatically (if mandate active)
Default triggers lock
Payment releases lock
No bypass. No workaround.
Real-time analytics
Customizable reports
Mobile accessibility
Enhanced security
Our Impact
India's most trusted device locking infrastructure for financed phones.
5 lakh+
Devices secured
<1%
NPA with device locking
₹1,000 Cr+
Worth of financed devices protected
Powered by Trustonic
India's exclusive partner for device lock control infrastructure.
Trustonic is a global leader in device security, providing the underlying device lock control infrastructure used by major OEMs worldwide. RocketPay is Trustonic’s exclusive national distributor in India — the only platform authorised to deploy this infrastructure for finance use cases. Every major smartphone brand is covered — DLC for most devices, and native OEM locking (Knox, O-guard, R-guard) for Samsung, Oppo, and RealMe respectively.
“Clayo has revolutionized how I manage my startup’s finances. The platform is intuitive and the insights are incredibly valuable. I can’t imagine going back to how we used to do things.”
Sarah Thompson
Founder, GreenPath Solutions
“Thanks to Clayo, our team has gained better visibility into our budget and spending trends. The automation features save us hours every week, and the platform just keeps getting better.”
David Wilson
CFO, Nova Enterprises
“I’ve used several financial platforms before, but none as complete and user-friendly as Clayo. It’s helped me grow my freelance business with confidence and clarity.”
Emily Harris
Freelance Consultant, EH Strategies
“Clayo delivers exactly what modern businesses need — simplicity, power, and reliability. Our financial operations are smoother than ever.”
James O’Connor
Managing Director, BrightCore Ltd
“Clayo gives me peace of mind. Tracking expenses and setting financial goals has never been easier. The design is clean, and everything just works.”
Olivia Bennett
Marketing Director, Horizon Brands
“As a small business owner, Clayo has been a lifesaver. It’s like having a full finance team in one app. Highly recommend it to anyone looking to scale smartly.”
Michael Reed
Owner, Reed & Co.
Frequently asked questions
Is KYC required to start using RocketPay?
Yes — your business will need to complete a one-time KYC verification as part of onboarding. This is a standard regulatory requirement for all businesses using payment infrastructure in India. No KYC is required from your end customers — they simply authenticate the mandate, and collections run from there.
Which phones does RocketPay's device locking work on?
RocketPay's device locking works on Android phones — not iPhones. Supported brands include Motorola, Xiaomi, Nothing, iQOO, Google Pixel, Tecno, Itel, Infinix, Honor, Samsung, Oppo, and Realme. You can manage all locks from your RocketPay app or dashboard.
Why should I use device locking when I finance a mobile phone?
When you finance a mobile phone, the phone itself becomes your security. If a customer misses a payment, you lock their phone remotely — they cannot use it until they pay. This brings overdue payments down to less than 1% of your portfolio. No field visits, no follow-up calls, no chasing. Once they pay, you unlock instantly from the RocketPay app.
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