Device Locking Infrastructure for Financed Mobile Phones.
DLC and native OEM locking for lenders and retailers financing mobile phones — lock on default, release on recovery, via API or Android app.
Who We Serve
Built for every business financing mobile devices.
From NBFCs to mobile retailers — secure every financed device on your portfolio.
Book Demo
NBFCs financing phones
Secure every financed device with OEM-level locking — lock on default, release on recovery.
Mobile retailers
Extend credit at the counter with device-level recovery baked in.
Mobile distributors
Lock financed stock across your retailer network until payments clear.
Consumer finance companies
Reduce NPA on consumer durable financing with OEM device locks.
Problems Faced
What device financing looks like without locking infrastructure.
No recovery lever after default
Once a borrower defaults, there's no automated mechanism to secure the asset — field recovery is expensive and unreliable.
Defaults discovered too late
By the time a default is flagged, the device has often already been sold or taken outside the jurisdiction.
No OEM-level enforcement
Software-only locks are bypass-prone. Without OEM-level support, enforcement is unreliable at scale.
No compliant framework for device locking
Device locking has been formally cleared for finance use cases, but most lenders don't have an implementation path.
How It Works
Lock on default. Release on recovery. No field visit needed.
Four steps — from loan origination to recovery — all automated.
Step 1: Lock activated at point of sale
Device lock is set up at the time of sale or loan origination. Optionally, add a UPI Autopay or eNACH mandate alongside to automate collections.
Step 2: Collections run automatically
If a mandate is set up, RocketPay collects on the due date. The device stays unlocked as long as payments come in.
Step 3: Default triggers lock
On a missed payment or failed collection, the device is locked remotely — restricting access without a field visit.
Step 4: Payment releases lock
Once payment is received, the device is unlocked automatically. No manual intervention required.
Our Impact
India's most trusted device locking infrastructure for financed phones.
Powered by Trustonic
India's exclusive partner for device lock control infrastructure.
Trustonic is a global leader in device security, providing the underlying device lock control infrastructure used by major OEMs worldwide. RocketPay is Trustonic's exclusive national distributor in India — the only platform authorised to deploy this infrastructure for finance use cases. Every major smartphone brand is covered — DLC for most devices, and native OEM locking (Knox, O-guard, R-guard) for Samsung, Oppo, and RealMe respectively.
How It Works
Simple to integrate. Built for device financing.
From your LMS to live device locking — in 48 hours.
How to Deploy
Deploy RocketPay device locking your way.
Two ways to get started — pick what fits your technical setup.
API & SDK
Integrate device locking directly into your LMS or LOS. Full control over lock, unlock and device state webhooks.
- For LMS/LOS integrations
- Lock, unlock and state APIs
- Webhooks for device events
- OEM-level enforcement
- Go live in 48 hours
Android App
Lock and unlock financed devices directly from the RocketPay Android app. No integration required.
- No API integration needed
- Lock and unlock from mobile
- Real-time device state
- Ideal for retailers and small NBFCs
- Go live in 48 hours
Get started
Reduce loan delinquency and NPA with RocketPay device locking.
Lock on default, release on recovery — with OEM-level enforcement via Trustonic.
FAQs
Frequently asked questions
Yes — your business will need to complete a one-time KYC verification as part of onboarding. This is a standard regulatory requirement for all businesses using payment infrastructure in India. No KYC is required from your end customers — they simply authenticate the mandate, and collections run from there.
RocketPay's device locking works on Android phones — not iPhones. Supported brands include Motorola, Xiaomi, Nothing, iQOO, Google Pixel, Tecno, Itel, Infinix, Honor, Samsung, Oppo, and Realme. You can manage all locks from your RocketPay app or dashboard.
When you finance a mobile phone, the phone itself becomes your security. If a customer misses a payment, you lock their phone remotely — they cannot use it until they pay. This brings overdue payments down to less than 1% of your portfolio. No field visits, no follow-up calls, no chasing. Once they pay, you unlock instantly from the RocketPay app.
No. There are a few things a customer might try — none of them work:
Factory reset or hard reset — the phone can be reset, but as soon as it connects to the internet, the locking app installs itself back automatically.
Connecting to a computer — this does not help. USB debugging is disabled at the system level, so the locking app cannot be deleted from a PC. The phone will only charge.
The lock always comes back.