The collections layer nobody else was building.

We started in 2022 because the collections layer in India was broken. Lenders found out about defaults too late. Distributors waited months to know if a retailer would pay. Businesses had no compliant way to collect what was owed. Everyone was building at the transaction layer — nobody was going deeper into what happened after credit was given. We decided to build that infrastructure. Today, RocketPay sits between payment initiation and default — preventing losses before they happen, not cleaning them up after. We are not a payment gateway, and we are not a debt recovery platform. We are the pipe through which credit collections and recovery flows.

RocketPay team — collections and recovery infrastructure

Why We Exist

The problem nobody was fixing.

Lenders find out about defaults too late — by the time an EMI bounces, recovery costs have already multiplied. Businesses have no compliant way to collect recurring payments — manual follow-ups, broken mandates and missing audit trails quietly eat into every invoice. Distributors wait months to know if a retailer will pay, with one default rippling through the entire supply chain. And financed devices have no reliable recovery infrastructure when a borrower stops paying. Four problems, one missing layer — that's what we exist to build.

India's only Trustonic-certified infrastructure partner.

RocketPay is India's exclusive partner for Trustonic's device lock control infrastructure — the technology that enables mobile device locking across Android smartphones. Trustonic's DLC works across all Android devices except Samsung, Oppo, and RealMe — where we deploy native OEM locking through Knox, O-guard, and R-guard respectively. Together, this covers the full Android device landscape. No other collections or recovery platform in India offers this.

Learn About Mobile Locking

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