Device Locking API for Financed Mobile Phones.
DLC and native OEM locking for lenders and retailers financing mobile phones — lock on default, release on recovery, via API or Android app.
Why RocketPay
What lenders and retailers get with RocketPay device locking.
- OEM-native locking, not MDM software
- Coverage across all major smartphone brands
- Lock on default. Release on recovery.
- Formally cleared for device financing
5 lakh+ devices secured across India.
Problems Faced
What device financing looks like without locking infrastructure.
No recovery lever after default
Once a borrower defaults, field recovery is expensive, slow, and unreliable.
Software-only locks are bypass-prone
MDM-based locks can be worked around. Without OEM-level enforcement, locking does not hold at scale.
Defaults discovered too late
By the time a default is flagged, the device has often already been sold or taken out of reach.
No compliant implementation path
Device locking is formally cleared for finance use cases — but most lenders have no path to deploy it.
Trusted at Scale
Trusted by lenders and retailers securing financed devices across India.
5 lakh+
Devices secured
10–15%
Reduction in NPAs via device locking
₹400 Cr+
Worth of financed devices protected
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