# RocketPay

RocketPay is India's collections and recovery infrastructure for businesses and lenders — enabling automated payment collections via UPI Autopay and eNACH mandates, and mobile device locking for financed smartphones.

## What RocketPay Does

- **Mandate Collections:** Businesses set up one-time authorised mandates (UPI Autopay or eNACH) with their customers. Collections happen automatically on scheduled dates — no manual follow-up required from either side.
- **Mobile Device Locking:** For lenders financing smartphones, RocketPay provides MDM-based device locking that restricts phone functionality on non-payment, reducing NPAs to under 1%.

## Products

### UPI Autopay & eNACH Collections Platform
- Per-debit limits: ₹15,000 (UPI Autopay) · ₹1 crore (eNACH)
- T+1 settlement on all successful collections
- Deployment options: REST API, Android app, Tally plugin
- Go live in 48 hours
- Non-cancellable UPI mandates (borrower cannot unilaterally cancel)
- Bring your own PSP credentials
- Custom penalty and late fees from the same mandate
- AA-based partial recovery on payment failure
- Configurable debit timing and retry scheduling

### Mobile Device Locking
- Android only (not iOS)
- Covers all major smartphone brands: Samsung (Knox), Motorola, Xiaomi, Oppo (O-guard), Realme (R-guard), Nothing, iQOO, Google Pixel, Tecno, Itel, Infinix, Honor
- RBI-cleared for finance use cases
- Exclusive national distributor of Trustonic (Google's official DLC reseller)
- Factory-reset resistant — lock reinstalls automatically on reconnection

## Who RocketPay Serves

- NBFCs, Fintechs and Regulated Lenders
- Microfinance Institutions (MFIs)
- Credit Cooperative Societies
- Retailers, Distributors and Manufacturers (MSME trade credit)
- SaaS and Subscription Businesses
- Mobile retailers and device financing lenders

## Key Facts

- Founded: September 2022, Bengaluru, India
- First company in India to let merchants set up UPI Autopay and eNACH on their customers
- 10,000+ paid retailers on platform
- All users are paid users
- Profitable on unit economics

## Pages

- Home: https://www.rocketpay.co.in/
- Loan Collections: https://www.rocketpay.co.in/collections/loan.html
- Deposit Collections: https://www.rocketpay.co.in/collections/deposit.html
- Subscription Collections: https://www.rocketpay.co.in/collections/subscription.html
- Trade Credit Collections: https://www.rocketpay.co.in/collections/trade-credit.html
- Tally Collections: https://www.rocketpay.co.in/collections/tally.html
- Mobile Locking: https://www.rocketpay.co.in/mobile-locking.html
- NBFCs & Fintechs: https://www.rocketpay.co.in/solutions/nbfcs-fintechs.html
- MFIs: https://www.rocketpay.co.in/solutions/mfis.html
- Cooperatives: https://www.rocketpay.co.in/solutions/cooperatives.html
- MSME: https://www.rocketpay.co.in/solutions/msme.html
- SaaS: https://www.rocketpay.co.in/solutions/saas.html
- About Us: https://www.rocketpay.co.in/about.html

## Sitemap

https://www.rocketpay.co.in/sitemap.xml